If you were injured as a passenger in a New York car accident, you have the right to obtain compensation for your injuries and damages resulting from the accident.
Your rights as an injured passenger
New York is a no-fault insurance state, which means the insurance company must pay for your related car accident medical expenses, lost wages, and other expenses regardless of who was at fault in the accident. The payments you receive for medical or other expenses will come from the covered vehicle, no matter whether you were the driver or the passenger of that vehicle.
You can also file a claim against the other negligent driver for your injuries and other damages. Drivers are required to carry a minimum amount of car insurance coverages. In New York, the minimum insurance that car drivers should have is $25,000 per person and $50,000 per accident. As an injured passenger, you can recover from the at-fault driver’s insurance coverage. If you were the only passenger at the time of the accident, the limit may be enough to cover your injuries. However, if there were multiple people injured, that limit has to be divided up between everyone.
After any accident, documenting all evidence that might be relevant to your claim is important.
- If you are able, take pictures and jot down the details of the accident.
- Obtain names, contact and insurance information of anyone who was involved in or a witness to the accident.
- Obtain the insurance information of the driver of the vehicle in which you were a passenger.
- Seek medical treatment for your injuries and keep records of your treatment and other medical expenses that you incur.
If you were injured as a passenger in a car accident and need help, contact the car accident attorneys at Marvin A. Cooper, P.C. Our car accident attorneys have over 55 years of experience and can protect your rights. Call 914-357-8911 or 718-619-4215 or email email@example.com.