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Factors in Your Motorcycle Insurance Claim

The laws governing motorcycle injuries—especially in terms of no-fault car insurance—are different in every state. In order to make a successful claim after a motorcycle accident, the injury plaintiffs must prove that the injuries sustained by the riders were the defendant’s fault due to his or her carelessness, inattentiveness or recklessness. Below are a few things to consider to have a successful motorcycle accident injury case:

  1. Adequate Insurance Policy: Having the appropriate insurance policy is the most important key to a successful motorcycle injury case. If a rider does not have motorcycle insurance coverage they will be limited to their options after an accident occurs especially in states that follow the no-fault insurance rule. But even if a state doesn’t follow the no-fault rule, you could find yourself having to pay for medical bills, repair bills and other losses, if it turns out that there is no else to hold legally liable for the accident, or if the driver at fault has no insurance.
  2. Accident Documentation: It is important to gather as much information as possible, after the accident. However, seeking medical attention after an accident should be your top priority. Collect information from people involved in the accident, and take pictures of the accident scene. If you are unable to gather the information yourself request someone to do it for you. Notifying the police immediately after the accident is also helpful because they will gather their information as well as interviewing witnesses. This information will help in proving fault and establishing liability.
  3. Medical Records: After a motorcycle accident, it is important to seek immediate medical attention. A medical professional will evaluate your condition and begin treatment. Medical records will allow an insurance adjuster, a judge or jury to have a complete idea about your physical condition both and after the accident. A comprehensive medical record will help to determine the appropriate value of your case when considering a settlement.
  4. Notify Appropriate Insurance Companies: Appropriate insurance companies which you intend to file claim with should be notified immediately (your insurance, your offender’s or both). Insurance companies have strict requirements regarding claim notices and might reject the claim if you delay the notification. Lack of proper notification could be used in court to create an appearance of dishonesty, and could lower your chances for success. If you are unable to report the accident yourself due to health reasons, have someone do it for you.

Contact an attorney

Marvin A. Cooper P.C is a motorcycle accident attorney who can assist you in a motorcycle accident insurance claim. If you or a loved one has been injured in a motorcycle accident, speak to us. We can help you get the compensation you deserve. Call us at (914) 357-8911/ (718) 619-4215 or email:

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